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Satisfying Tax Debts With Life Insurance Proceeds – Is It Possible?
Gabriel Lalonde March 16th, 2022 Satisfying Tax Debts With Life Insurance Proceeds – Is It Possible? Nervousness creeps in whenever the Canada Revenue Agency (CRA) reaches out on issues bordering on debts owed and tax collection. The Canada Revenue Agency (CRA) is empowered under law, particularly the ...
How to Protect Your Digital Assets
Joel Lapierre March 09th, 2022 How to Protect Your Digital Assets We saw technology take new dimensions during the pandemic. More people adopted technology, and remote work became more popular. We resorted to schooling online, hanging out with friends virtually, and exploring other communication aspects of the ...
How to Protect Your Estate
Gabriel Lalonde February 23rd, 2022 How to Protect Your Estate It is always a joy to see our hard work pay off. Chances are, by now, you have already acquired several assets, including those you intentionally added to make your retirement fun and enjoyable. You may end ...
Is Buying Real Estate Through a Corporation Ideal?
Gabriel Lalonde February 16th, 2022 Is Buying Real Estate Through a Corporation Ideal? Canadian real estate has several tax benefits, including allowing you to lay claims on unlimited principal exemption when a property's value rises. But there are instances where this is not applicable. For example, you ...
Beneficiary Designations – Ensuring Your Money Ends Up at the Right Place
Joel Lapierre February 09th, 2022 Beneficiary Designations – Ensuring Your Money Ends Up at the Right Place The incentive for hard work varies for all of us. But for most people, it is being able to afford a home and a few lavish vacations while having ...
What to Consider During Term Insurance Plan Renewals
Gabriel Lalonde February 02nd, 2022 What to Consider During Term Insurance Plan Renewals We discussed life insurance recently, where we established how term insurance is more beneficial than regular insurance. Term insurance is affordable, predictable, and, most importantly, simple. By paying lower premiums in the early years, ...
The Best Insurance Is One That Grows With You
Joel Lapierre January 26th, 2022 The Best Insurance Is One That Grows With You Like everything in life, your insurance needs will not always remain the same over time. That is why your discussion with your insurance advisor and your Ottawa Certified Financial Planner about your insurance ...
Life vs. Living Benefits – Are They the Same?
Gabriel Lalonde January 19th, 2022 Life vs. Living Benefits – Are They the Same? There are different types of protection for various risks Life insurance and living benefit product are not the same. While the former pays a benefit only upon death, the latter pays only upon ...