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When is the Best Time to Incorporate Your Business?
Gabriel Lalonde November 25, 2020 When is the Best Time to Incorporate Your Business? One of the most common questions we receive from business owners is, when should I incorporate? It’s a great question and one that business owners often ask when we’re creating a financial plan. The ...
Why You Should Consider Replacing Your RRSP with an Individual Pension Plan
Gabriel Lalonde November 23, 2020 Why You Should Consider Replacing Your RRSP with an Individual Pension Plan Retirement planning is an important part of your financial plan. Canadian business owners should pay close attention to their financial future because most of us want to retire someday – ...
Corporate-Owned Life Insurance: Accumulate Passive Wealth and Transfer Out Tax-Free
Gabriel Lalonde November 20, 2020 Corporate-Owned Life Insurance: Accumulate Passive Wealth and Transfer Out Tax-Free Canadian business owners have different financial planning needs than employees who work for a company. In addition to financial obligations like cash flow management, payroll needs, equipment costs, overhead and a slew of ...
The Pros and Cons of Buying a Home vs. Renting
Gabriel Lalonde November 18, 2020 The Pros and Cons of Buying a Home vs. Renting Buying a home vs. renting - which one is best for you, your budget and your lifestyle? Those are all great questions – and ones a financial advisor can help answer. Deciding where ...
Tax Opportunities in Retirement
Gabriel Lalonde November 16, 2020 Tax Opportunities in Retirement Most people look forward to retirement with a mix of anticipation and worry. Time freedom sounds fantastic – but have you saved enough to live comfortably? This worry forces people to look at retirement through the lens of limitations. ...
Why You Need to Plan Your Estate — Even if You Are 35 and Healthy
Gabriel Lalonde November 13, 2020 Why You Need to Plan Your Estate — Even if You Are 35 and Healthy Most people I know associate "estate planning" with "getting old." Therefore, as their logic would have it, if you are not “getting old”, then you don’t need estate ...
3 Ways to Avoid Common Insurance Mistakes
Joel Lapierre November 11, 2020 3 Ways to Avoid Common Home Insurance Mistakes How good is your insurance coverage? Many people think they have adequate insurance … And a disaster is not the best time to discover your insurance wasn’t enough! Unfortunately, this is an all-too-common occurrence. ...
Term Life Insurance vs. Mortgage Insurance – Which do you need?
Gabriel Lalonde November 9, 2020 Term Life Insurance vs. Mortgage Insurance - Which do you need? Your home is likely your greatest financial asset (other than your business) and it’s also likely your biggest debt - so why not protect it with life insurance? Ensuring your assets ...