Ottawa Financial Advisor – Ottawa Financial Planner2023-07-11T10:38:37+00:00

A Boutique Firm Where You Are Treated Like Family

A Boutique Firm Where You Are Treated Like Family

A Boutique Firm Where You Are Treated Like Family

MDL Financial Group has BIG PLANS for your future

With our proven financial planning process, we help successful business owners, professionals, and their families achieve their dream retirement.

The MDL story

As an independent firm, MDL Financial provides truly unbiased advice that benefits you. Managing the unique challenges that come with personal wealth is MDL’s core mission. We provide tailored financial advisory services focusing on long-term growth, stability, and portfolio flexibility. Our conservative approach has ensured investing success since 1990.

Gabriel Lalonde and Joel Lapierre Advocis, CLU and CFP member
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Our Clients

Business Owners & Professionals

MDL offers financial advisory services for individuals, business owners, and professionals in Ottawa. We will tailor financial advice specific to your needs so that you can set your level of engagement with your financial planning. We focus on long-term portfolio growth, the overall stability of returns, and portfolio flexibility.

Families

You are saving for your children’s education, a down payment for their first homes, or simply ensuring that your estate will provide your children (and grandchildren) with a large inheritance. MDL will build your financial plan to grow excess cash into the nest egg you want for your children.

Pre-Retirees and Retirees

MDL takes the guesswork out of retirement planning. All too often, our clients don’t have the time to design a financial plan for retirement or prefer to leave financial planning to professionals. MDL will create a financial plan based on achievable goals to ensure that you can retire comfortably.

Our Financial Advisory Services

MDL will build a comprehensive financial plan that combines your retirement cash-flow and tax optimization needs, insurance coverage, and your estate plan. That way, every aspect of your financial life is optimized and works harmoniously to build your nest egg to its fullest potential.
Tax planning services save you money and protect your income through tax-efficient strategies. Our tax planning services include optimization strategies for filing taxes and maximizing contributions for retirement. MDL will design a tax plan that reduces tax liability and maximizes deductions so that you will have more to invest in your future.
MDL Financial will develop the best benefits package for your employees. Our goal is to create and sustain an employee benefits plan that is competitive in your industry and which will remain flexible for the future.
Retirement planning services are vital for building a sound and comprehensive long-term financial plan. We design tailored retirement plans so our Clients can enjoy a retirement fitting to their lifestyle.
MDL will review your insurance needs to help you manage financial risk. We will identify your insurance needs, assess your current coverage, and ensure that your coverage protects you from potential hazards.

Our Promise

Simplicity of a Comprehensive Financial Plan

We deliver a comprehensive financial services solution for a single fee that integrates financial planning, retirement planning, your estate, and more.

Lifelong Financial Navigator

In addition to working with impeccable financial services team, our clients have access to the depth and breadth of MDL’s formidable brain trust.

Deeper Engagement

We ask questions, dig deep and listen closely to create a plan that supports the ever-changing lives of our clients and their families.

Boutique Service

We create portfolios comprised of high-quality investments that we know and understand. We treat clients as we would our family by asking ourselves what is best for them and not what is best for us.

Boutique Style Firm

Bigger is not always better. We offer our clients individualized attention as we are not associated with any chain or franchise. Cultivating long-term relationships based on each client’s requirements, MDL provides customized plans and strategies to suit each client.

MDL is uncompromising on trust, integrity, and personal client care. MDL’s expertise in financial, insurance, and investment planning has enabled us to gain the confidence of families spanning several generations. MDL has helped over 3000 families in our 30+ years of providing financial services in Ottawa.

planner for plan

A financial plan is a document that details your current financial circumstances, your short- and long-term financial goals. It includes our recommendations on how to achieve those goals.

A financial plan can help you to establish a baseline for your needs, such as managing life’s risks (e.g., those involving health or disability), income and spending, and debt reduction.

It can provide a financial roadmap so that you’re prepared to meet your goals and objectives. It can also help you track your progress throughout the years toward financial freedom.

Financial planning involves a thorough evaluation of your money situation (income, spending, debt, and saving) and expectations for the future.

benefits

In today’s competitive labor market, high quality compensation packages are becoming more important to an organization’s success. Employee benefits and perks help keep workers healthy & happy, and a quality compensation package can be a valuable tool in attracting and retaining employees.

Employee benefits come in many shapes and forms. Some are required by law, while others are optional. If you’re responsible for employee benefits at your company, it’s good to be familiar with the wide variety of benefits that are out there.

If you want to attract and retain top talent, show your organization’s worth, and increase morale, you must offer an attractive benefits package.

Working with a group insurance broker like MDL Financial Group can save you a tremendous amount of money and time.

investments

A financial advisor is your financial planning partner. Let’s say you want to retire in 30 years or pay for your kids education in 15 years. To accomplish your goals, you may need a Certified Financial Planner to help make these plans a reality; this is where a CFP comes in.

Together, you and your advisor will cover many topics, including the amount of money you should save, the types of accounts you need and different tax strategies to make your money grow faster.

The CFP is also an educator. Part of the advisor’s task is to help you understand what is needed to meet your future goals. The education process may include detailed help with various financial topics.

At the beginning, those topics may include budgeting, credit and saving. As you advance in your knowledge, the advisor will assist you in understanding complex investment, insurance, and tax strategies.

insurance sample homepage

Personal insurance refers to any kind of insurance that covers individuals against loss that results from death, injury, or loss of property.

These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own.

Personal lines insurance makes it possible to do things such as driving a car and owning a home without risking financial ruin.

As a broker, we have access to 20+ insurance companies and with over 30 years of experience, you can be sure that you are in good hands.

Meet the Team

Learn more about the MDL Team and the value they can offer.

Certified Financial Planner

Gabriel Lalonde is a Certified Financial Education Instructor (CFEI) and a Certified Financial Planner (CFP). Following university studies, Gabriel spent time in Vancouver working in the FinTech space before returning to Ottawa to join the family business as a financial planner.

Gabriel Lalonde BA CFEI

Financial Planner

Mario holds the designation of CLU (Chartered Life Underwriter), making him a Financial Advisor with advanced knowledge in Life & Health Insurance, Employee Benefits, Wealth Accumulation, Retirement Planning, and Wealth Preservation. Besides being an expert in insurance and investment planning, Mario founded MDL and set the firm’s vision and values.

Mario Lalonde CLU

Financial Advisor

Joel began working at MDL Financial in 2019. He works primarily with clients in the early phases of their careers and specializes in cash flow and overall financial planning. He is passionate about moving his clients from financial stress toward organization and confidence in their decisions.

Joel Lapierre

Associate Financial Planner

With his extensive business acumen, Gilles is passionate about helping business owners in need of financial planning. Gilles primarily deals with comprehensive financial plans and risk management strategies to make his clients’ financial plans as tax efficient as possible. Having completed a rigorous education program through FP Canada, Gilles is a Qualified Associate Financial Planner (QAFP).

Gilles Bérubé

Frequently asked questions

Who is your typical client?2023-03-08T19:25:34+00:00

We don’t pigeonhole or stereotype our clients. Each person is unique in their financial goals and situation. Most of our clients do share the desire to be empowered, set achievable financial goals and learn how to accomplish these things. We work with people of all ages and wealth levels. They turn to us for honest and forthright advice on an ongoing basis.

What can I expect from you?2023-03-15T01:51:16+00:00

We are professional, experienced advisors. We work toward your interests only. You can expect us to ask a lot of different questions. We want to know all about you because your finances impact almost every aspect of your life including career, family, health and leisure. The more information we have and the more forthcoming you are, the better we serve you. After that we are available as conditions change. We plan to stay in touch to be sure the decisions are still relevant and to help with any new opportunities.

Do you take commissions from financial institutions?2023-03-08T19:16:31+00:00

No. We do not receive any commissions on investment products from our financial planning clients. For those who choose our Wealth Management Service, we take a fee as a percentage of the assets we manage. These are fully disclosed. According to industry practice, we can receive a commission on insurance purchases. All of our fees and commissions are transparent. We voluntarily provide all information without being asked.

How do you get paid?2023-03-15T01:51:34+00:00

Our fees are based on the service we perform. During our complimentary consultation we will help you determine which services would be most appropriate for your needs and provide you with our fee schedule. You can also review those amounts here. If you have questions, do not hesitate to contact us.

MDL Testimonials

Here’s what some of our clients have to say about us:

Patrick Pelletier

Dealing with MDL has been a delight and I only have good things to say about them. During our initial visit at their office in Ottawa.  Gabriel Lalonde initiated a real and heartfelt discussion regarding our retirement goals, objectives and current situation. This was not your usual couple question format it was a real discussion to get to know us. Gab takes real pride in his work, emits a professional image and cares for his clients. Following our initial visit MDL has always been easy to reach by phone or email, often getting back to us …

Patrick Pelletier, Director National Accounts, Xactware
Nicholas Morin

Seeking out the best financial advisor in Ottawa? Gabriel is not only a very talented financial planner but also exceptionally personable. He understands the ins and outs of all aspects related to investing, markets, insurance, taxes and so much more. In addition, he understands the individual needs and wants of my finances and provides sound recommendations at every turn. Trust in someone is the most important thing when it comes to my money. Gabriel has proven this time and time again that he is that right person. I strongly recommend anyone seeking …

Nicholas Morin, Electrical Engineer Student
sarah

Gabriel has a passion for excellence and adheres to the highest standards. He has a high level of technical knowledge and is very personable. He puts clients at ease, engages in effective problem-solving, and can explain technical issues and concepts to clients in clear and concise terms. With his knowledge base and excellent interpersonal skills, Gabriel provides tailored service to meet his clients’ needs. I have no hesitation in referring my clients to Gabriel, knowing that they are met with excellent service. Most definitely in my experience on of the best Ottawa financial planning companies out there.

Sarah Macaluso, Estates and Trusts Lawyer at Merovitz Potechin LLP

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    ABOUT MDL Financial Group

    We have been helping Canadians build and preserve their wealth since 1990 and plan to continue doing so for generations to come.

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    • 78 George St, Suite 204M, Ottawa, Ontario, K1N 5W1

    • (613) 416-9649

    • 1 ( 866) 268-2738

    • info@mdlfinancialgroup.ca

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