Individual insurance is coverage that is purchased on an individual or family basis, as opposed to being offered by an employer.
Individual Life, Disability and Critical Illness insurance purchased on a individual or family basis are usually more comprehensive than those covered by the employer under a group plan.
Your coverage under your employer is usually a good base but we recommend working with your MDL Advisor to find out if you have sufficient coverage. Often times, it's recommended you top up your current coverage to insure your assets & liabilities are fully covered.
To find out more about Life Insurance, click here.
To find out more about Disability Insurance, click here.
To find out more about Criticial Illness Insurance, click here.